Bank of India (BOI) has released the official recruitment notification for the post of Credit Officer (GBO Stream) under Advertisement Number 2026-27/01. This recruitment drive aims to fill 779 vacancies in MMGS-II, MMGS-III, and SMGS-IV grades. The online application process starts on 30 June 2026 and the last date to apply is 20 July 2026.
Candidates with a Bachelor’s degree and relevant post-qualification work experience are eligible to apply. Bank of India is a leading public sector bank, and this recruitment offers a great opportunity for finance and banking professionals looking for a stable and rewarding career in the banking sector. Below, you will find complete details regarding vacancy distribution, eligibility criteria, application fee, age limits, and selection procedure.
Bank of India Credit Officer Recruitment 2026: Highlighted Details
A quick summary of the Bank of India Credit Officer Recruitment 2026 is provided below. Candidates should read the official notification carefully before applying.
| Parameter / मापदंड | Information / विवरण |
|---|---|
| Conducting Body / भर्ती संस्था | Bank of India (BOI) |
| Post Name / पद का नाम | Credit Officer (GBO Stream) |
| Advertisement Number / विज्ञापन संख्या | 2026-27/01 |
| Total Vacancies / कुल रिक्तियां | 779 Posts |
| Registration Mode / आवेदन का माध्यम | Online |
| Official Website / आधिकारिक वेबसाइट | bankofindia.bank.in |
Grade-Wise Vacancy & Eligibility Criteria
The grade-wise distribution of vacancies and educational qualifications required for Bank of India Credit Officers are detailed below:
| Post Name / पद का नाम | Educational Qualification & Experience / योग्यता एवं अनुभव |
|---|---|
| Credit Officer (GBO Stream) – MMGS-II | Bachelor’s Degree in any stream with at least 60% marks (55% for SC/ST/OBC/PH) from a recognized university. A minimum of 3 years of post-qualification work experience as an officer in a public sector or private sector bank is required. Age must be between 25 and 32 years. |
| Credit Officer (GBO Stream) – MMGS-III | Bachelor’s Degree in any stream with at least 60% marks (55% for SC/ST/OBC/PH) from a recognized university. A minimum of 5 years of post-qualification work experience as an officer in a public sector or private sector bank is required. Age must be between 28 and 38 years. |
| Credit Officer (GBO Stream) – SMGS-IV | Bachelor’s Degree in any stream with at least 60% marks (55% for SC/ST/OBC/PH) from a recognized university. A minimum of 3 years of post-qualification work experience in middle/senior management is required. Age must be between 32 and 45 years. |
Selection Process
The selection process for the Bank of India Credit Officer recruitment consists of the following stages:
- Online Examination (Pre & Mains): Objective and descriptive tests to evaluate banking knowledge, English language, and professional aptitude.
- Group Exercise: Candidates who score above the cut-off marks in the written test will be called for a group discussion/exercise.
- Personal Interview: Final stage to assess the candidate’s communication skills, domain knowledge, and suitability for the credit officer profile.
Important Guidelines for Applicants
Candidates must ensure they possess the necessary experience certificates and academic transcripts at the time of online application. The category and marks entered in the application form must match the official documents, as any discrepancy will lead to immediate disqualification during document verification. Candidates are requested to pay the fees and submit the application form well in advance to avoid last-minute server issues.









